HDHP Pharmacy Benefits Summary

YOUR PHARMACY BENEFITS

Welcome to Navitus

We understand that access to affordable medications can be life-changing — and lifesaving. Our mission is to help members like you get the medications you need.

Once your pharmacy benefits are active, here’s how you can make the most of them:

Provide your prescription card when you fill a medication.
This will ensure that your pharmacy benefits are processed seamlessly.

Use our member portal to access your benefits.
Find the nearest network pharmacies, cost of your medications, access your digital ID card, review plan details such as deductibles and out-of-pocket maximums and more. To get started, go to memberportal.navitus.com.

Still have questions?
As a Navitus member, you have peace of mind knowing that we are here to support your health journey. Our dedicated Customer Care team can help if you have questions about your pharmacy benefits. They will work to resolve any concerns quickly and can be reached at the number on the back page.

Saving Money on Your Prescriptions
One of the best ways to lower your prescription expenses is by choosing generic drugs. Generics are clinically identical and just as safe as their brand-name counterparts. They go through the same rigorous U.S. Food and Drug Administration (FDA) process as brand name drugs. To get started simply ask your prescriber if a generic is available for your prescription.

Your Pharmacy Benefits

Mohave County Employee Benefit Trust

Effective Date
July 1, 2026  

Benefit Type
Traditional 3-Tier Formulary

Days’ Supply Dispensed
Participating Pharmacy   
Mail Order   
Benefit Structure - HDHP Benefit
Tier Level Retail Pharmacy Mail Order Specialty Pharmacy Applies to Out-of-Pocket Maximum
Tier 1 100% coinsurance 
until deductible 
is met
100% coinsurance 
until deductible 
is met
N/A   Yes
Tier 2 100% coinsurance 
until deductible 
is met
100% coinsurance 
until deductible 
is met
N/A   Yes
Tier 3 100% coinsurance 
until deductible 
is met
100% coinsurance 
until deductible 
is met
N/A   Yes
Specialty   N/A   N/A 100% coinsurance 
until deductible
is met
 Yes
Deductible
Individual Deductible   $3,300
Family Deductible   $6,600

 

Tier 1:

Usually includes generic medications

Tier 2:  Usually includes preferred brand-name medications
Tier 3:  Usually includes non-preferred brand-name medications

 

Experience Convenient Access to Your Pharmacy Benefits

Register on the Navitus member portal for tools to help you make the most of your pharmacy benefits. 
Go to memberportal.navitus.com or scan the QR code to sign up today.*

QR code

* The QR code may identify your IP/device information. However, your personal and health information is strictly confidential and will not be captured.

Contact Information

Customer Care
24 hours a day, 7 days a week 
855-673-6504  711 (TTY)

Member Portal 
memberportal.navitus.com

Prescription Claims 
Navitus Health Solutions 
Attn: Claims Department 
PO Box 999
Appleton, WI 54912-0999 
Fax: 855-668-8550 (toll-free)

Mail Order
Costco Mail Order 
800-607-6861 
pharmacy.costco.com

Navitus Website 
navitus.com/members

Specialty Pharmacy 
Lumicera Health Services 
855-847-3553 
lumicera.com


Sharing Your Feedback

Your experience with your Navitus pharmacy benefits matters to us. Go to bit.ly/navitusfeedback or scan the QR code* to tell us how we are doing.

QR code

* The QR code may identify your IP/device information. However, your personal and health information is strictly confidential and will not be captured.


For a copy of your member rights and responsibilities, please visit the member portal or call Customer Care.

If you need this printed material translated or in an alternative format, or need assistance using any of our services, please contact Customer Care.